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OCR: CREDIT CARDS THAT REWARD YOU FOR SIGNING IUP Although i it can bc a good idea to consolidate your 'credit -card debts on one low -rate card, many eard companics that more expensive bv charging fees higher rates for the cash advances you need 01 pay off your oid bills. the four big issuers here do not: they waive cash I-advance feer for those who transter balances And three of them offer other incentives too. includling annual fee waivers and reduced interest rates All four issuc cards nationwide. They are listed from the lowest rate (for transferred balances) to the highest. Sheryl Nance Nash Interestrate Standard itciephoncl olansc trate Inccallves Wachovia Bank 8.9% 8.95 Threetree bata rce Trar ser checks(annualfee: $39 800 842-32621 Fieet aticnal Bank 11.9 142 Srmual t25 fee waivex for ...